Shopping for Term Life Insurance

Once you’ve decided on the benefit amount that you want for a term life insurance policy, you should consider a few basic factors before deciding on which specific policy to buy. The first of these factors is price. Quotes can vary widely, as individual insurance...

How the Cost of Life Insurance is Determined

The premium rate for a life insurance policy is based on three factors: mortality, interest, and expense. Mortality – Life insurance is based on the sharing of the risk of death by a large group of people. The amount at risk must be known in order to predict the cost...

The Benefits of Burial Insurance

Laying a loved one to rest is very expensive for most people. It used to be that family members would pool their funds or would be able to pay for services over time. Today, though, most funeral homes require payment in full at the time that their services are...