Benefits of Term Life InsuranceBuying a term life insurance policy is an inexpensive substitute to permanent life insurance.  Affordability isn’t the only advantage, term life insurance is also flexible, easy to buy and easy to understand.  With term life insurance, you pay a low, fixed monthly premium based on your policy’s length and coverage.

Term life insurance policies allow you to choose term lengths that are 10, 20 or 30 years and can cover amounts anywhere from $100,000 to several million dollars.  With term life insurance, you can invest you money any way you would like, instead of having an insurance company do it for you.  Investing money yourself can invest it in any way you choose.

A term life insurance policy is great for covering short-term financial needs, such as a child’s college education or mortgage.  Make certain your term life policy is able to meet your needs and your family.  The time to buy a term life insurance policy is now.