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Certificate of Deposit vs. Fixed Annuity

  Features

Annuity

CD

  1) Considered low-risk investments?

Y

Y

  2) No risk of principal / No market risk?

Y

Y

  3) Penalty free withdrawal option?

Y

N

  4) Funds are not reduced by commissions?

Y

Y

  5) Automatically Avoids probate?

Y

N

  6) Guaranteed lifetime income option?

Y*

N

  7) Able to receive benefits as lump sum or payments over time?

Y

N

  8) Interest reinvests with no current income taxation?

Y

N

  9) Automatically qualifies for Tax deferred growth?

Y

N

  10) Able to Multiply Account Value X3 for Long Term Care?

Y*

N

  11) Able to add additional funds?

Y*

N

  12) Growth compounds tax deferred?

Y

N

  13) Interest Rate is Guaranteed for period?

Y

Y

Totals

13

4

6) *Single Premium immediate Annuity or Annuitized        10) *LTC Annuity or LTC Rider 11) *Flexible Premium Deferred Annuity

Is a fixed annuity right for you?

 

samcd

 

cdbuster

GUARANTEED
Interest Rate
Multi-year
Rate

Average
Annual
Yield

2.00% 2.00% 2.00%
2.35% 2.35% 2.35%
2.80% 2.80% 2.80%
3.00% 3.00% 3.00%
3.10% 3.10% 3.10%

Annuities are NOT FDIC insured.

 

Great Guarantee
Income Riders
Income Accumulation
5.00% Annual Income Growth
up to 20 Years
6.50% Annual Income Growth
up to 10 Years
9.00%  Annual Income Growth
up to 10 Years
get your rates

 

aaa Don’t be surprised again by your CD maturing at the same or worse low rate. Let us shop the top annuity rates for you 30 days in advance before you get trapped again in your Low Yielding CD. Our service is FREE to anyone who owns an existing CD or Savings Account. We will email or call you based on your preference our complete annuity comparison of current rates for your review. Simply complete our easy online form below and we will automatically send you the comparison information.

free

 

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