Features |
Annuity |
CD |
1) Considered low-risk investments? |
Y |
Y |
2) No risk of principal / No market risk? |
Y |
Y |
3) Penalty free withdrawal option? |
Y |
N |
4) Funds are not reduced by commissions? |
Y |
Y |
5) Automatically Avoids probate? |
Y |
N |
6) Guaranteed lifetime income option? |
Y* |
N |
7) Able to receive benefits as lump sum or payments over time? |
Y |
N |
8) Interest reinvests with no current income taxation? |
Y |
N |
9) Automatically qualifies for Tax deferred growth? |
Y |
N |
10) Able to Multiply Account Value X3 for Long Term Care? |
Y* |
N |
11) Able to add additional funds? |
Y* |
N |
12) Growth compounds tax deferred? |
Y |
N |
13) Interest Rate is Guaranteed for period? |
Y |
Y |
Totals |
13 |
4 |
6) *Single Premium immediate Annuity or Annuitized 10) *LTC Annuity or LTC Rider 11) *Flexible Premium Deferred Annuity | ||
Is a fixed annuity right for you? |
GUARANTEED Interest Rate |
Multi-year Rate |
Average |
2.00% | 2.00% | 2.00% |
2.35% | 2.35% | 2.35% |
2.80% | 2.80% | 2.80% |
3.00% | 3.00% | 3.00% |
3.10% | 3.10% | 3.10% |
Annuities are NOT FDIC insured.
Great Guarantee Income Riders |
Income Accumulation |
5.00% | Annual Income Growth up to 20 Years |
6.50% | Annual Income Growth up to 10 Years |
9.00% | Annual Income Growth up to 10 Years |
Don’t be surprised again by your CD maturing at the same or worse low rate. Let us shop the top annuity rates for you 30 days in advance before you get trapped again in your Low Yielding CD. Our service is FREE to anyone who owns an existing CD or Savings Account. We will email or call you based on your preference our complete annuity comparison of current rates for your review. Simply complete our easy online form below and we will automatically send you the comparison information.
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Phone: (858) 858-4690
Cell: (619) 980-7263
Toll Free: (888) 354-3364

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