| Features |
Annuity |
CD |
| 1) Considered low-risk investments? |
Y |
Y |
| 2) No risk of principal / No market risk? |
Y |
Y |
| 3) Penalty free withdrawal option? |
Y |
N |
| 4) Funds are not reduced by commissions? |
Y |
Y |
| 5) Automatically Avoids probate? |
Y |
N |
| 6) Guaranteed lifetime income option? |
Y* |
N |
| 7) Able to receive benefits as lump sum or payments over time? |
Y |
N |
| 8) Interest reinvests with no current income taxation? |
Y |
N |
| 9) Automatically qualifies for Tax deferred growth? |
Y |
N |
| 10) Able to Multiply Account Value X3 for Long Term Care? |
Y* |
N |
| 11) Able to add additional funds? |
Y* |
N |
| 12) Growth compounds tax deferred? |
Y |
N |
| 13) Interest Rate is Guaranteed for period? |
Y |
Y |
| Totals |
13 |
4 |
| 6) *Single Premium immediate Annuity or Annuitized 10) *LTC Annuity or LTC Rider 11) *Flexible Premium Deferred Annuity | ||
|
Is a fixed annuity right for you? |
||
| GUARANTEED Interest Rate |
Multi-year Rate |
Average |
| 2.00% | 2.00% | 2.00% |
| 2.35% | 2.35% | 2.35% |
| 2.80% | 2.80% | 2.80% |
| 3.00% | 3.00% | 3.00% |
| 3.10% | 3.10% | 3.10% |
Annuities are NOT FDIC insured.
| Great Guarantee Income Riders |
Income Accumulation |
| 5.00% | Annual Income Growth up to 20 Years |
| 6.50% | Annual Income Growth up to 10 Years |
| 9.00% | Annual Income Growth up to 10 Years |
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