With a bundle of joy on the way, many parents start shifting their priorities for the first time.  The well-being of your baby is now the forefront of your life.  Ensuring your newborn’s financial security is part of being a responsible parent and life insurance is a great way to start securing that future.

If possible, don’t wait until you’re pregnant to purchase life insurance.  The medical underwriting process pre-pregnancy may be better than while you’re pregnant.  The next best time to purchase a policy is during the first trimester.  The sooner a life insurance is purchased, the better it will benefit you and your new family.

When your bundle of joy is finally born, the next decision to make is whether or not to purchase a life insurance policy for the newborn.  The decision lies solely with the parents.  Discussing the advantages of a life insurance policy with a professional, may help make the decision easier.