Life Insurance to Live LifestyleWhen you consider purchasing term life insurance, an important question to ask yourself is, “How much does my family need to maintain their lifestyle?”

Even if your family brings in two incomes, most families require both incomes in order to maintain the lifestyle they are used to. For example, Maria and Phil live here in San Diego. Phil works in the billing department of a hospital and makes $60,000 a year. Maria is a substitute teacher and makes $25,000 a year. Maria may think that she doesn’t need term life insurance, since Phil brings in the most money, but Maria might not realize how important her salary is. Her money is what finances the vacation her family takes each year. She also uses her money on extras like their son’s piano lessons and her daughter’s art classes. Maria’s money also goes into her children’s college savings accounts.

These may seem like “extras”, but they are the little splurges that make life more enjoyable and comfortable for Maria’s family. Without her salary, her family could survive, but they would have to tighten their belts. No more vacations. No more piano lessons and art classes. The children may even have to take out loans to cover college.

For only a small monthly premium, Maria could likely afford a modest term life insurance policy that could help her family retain all the comforts that they appreciate even if something were to happen to her. Fill out a quote online to see just how affordable term life insurance is.